Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
VisitKlarna vs Oney
What both publish
| Fact | Klarna | Oney |
|---|---|---|
| Customer support | Klarna’s US customer service page offers assistance through sign-in chat for purchases and accounts. | Oney’s merchant FAQ includes support topics covering integration, solutions, security in case of payment default and pricing. |
| Founded | 2005 | Oney says its group was created in France in 1983 by Gérard Mulliez, founder of Auchan. |
| Integrations | Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce. | Merchants can integrate through Oney’s API or payment service provider, content management system and software provider partners. |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Oney states that it is PCI DSS certified and describes the standard as covering more than 420 payment-related requirements. |
| Support | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. | Oney lists partner support 6 days a week from 8:30 to 21:00, and Saturdays from 9:30 to 19:00, with email replies by the next day. |
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Oney plans
No prices published.
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Pick Oney if…
Oney suits retailers seeking payment and financing options across online, in-store, and other sales channels. Its API and partner integrations may fit merchants using the listed platforms.