
Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
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| Fact | Klarna | Mondu |
|---|---|---|
| Founded | 2005 | 2021 |
| Security | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. | Mondu says it is ISO 27001 certified and performs annual penetration tests against OWASP Top 10 vulnerabilities. |
| Support | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. | Mondu assigns a Customer Success contact for operational and commercial onboarding and ongoing matters after launch. |
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Mondu suits merchants, marketplaces, and platforms needing deferred, installment, or instant account-to-account payment options. It also fits businesses using supported commerce platforms or offline sales channels.