Katapult
6.3#17 in buy now, pay later platformsAndroidiOSWebAPI
VisitKatapult vs Klarna
What both publish
| Fact | Katapult | Klarna |
|---|---|---|
| API security | The API requires OAuth 2.0 authentication and HTTPS, and provides separate sandbox and live environments with distinct OAuth keys. | Klarna API endpoints support HTTPS using TLS 1.2. |
| Customer support | The mobile app page lists phone and live chat support and gives service hours of Monday–Friday 7am–11pm CST, Saturday 8am–9pm CST, and Sunday 10am–8pm CST. | Klarna’s US customer service page offers assistance through sign-in chat for purchases and accounts. |
| Founded | 2012 | 2005 |
| Integrations | Merchant integration options include extensions for platforms such as Magento, Shopify, and WooCommerce, a JavaScript plugin, direct API, and in-store checkout. | Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce. |
| Security | Katapult’s privacy policy says it uses commercially reasonable administrative, technical, and physical measures designed to safeguard personal information. | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. |
| Support | Katapult Customer Care is available by live chat on its website or by phone, with hours listed for every day of the week. | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. |
| What it does | Katapult offers consumers a lease-to-own payment option to get eligible merchandise from participating retailers and pay over time. | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. |
Katapult plans
No prices published.
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Pick Katapult if…
Katapult may suit retailers that want to offer lease-to-own checkout through supported commerce platforms or in-store channels. Consumers considering it should confirm that the service is available in their state and review the lease agreement.
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.