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Jim Payment Link vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactJim Payment LinkPaystack
HeadquartersSunnyvale, California, United StatesLagos, Nigeria
Payment methodsCustomers can pay by debit card, credit card, Apple Pay, or digital wallet.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
Rating on Google Play4.5 out of 5 from 2.44K reviews3.6 out of 5 from 883 reviews
Rating on Trustpilot3.0 out of 5 from 5 reviews1.5 out of 5 from 249 reviews
SecurityJim says Payment Links use end-to-end encryption and real-time fraud prevention, and are PCI-compliant.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.
Security controlsJim says it is PCI DSS 4.0.1 certified and uses tokenization, encrypted transactions and 3-D Secure checks for Payment Link payments.Paystack describes encrypted card storage, TLS 1.2 or newer, HSTS, mutual TLS and an independent vulnerability-reporting program.

Jim Payment Link plans

  • Jim accountFree
  • Jim Payment Link—
  • Payment Link transaction—

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Jim Payment Link if…

It suits U.S. independent sellers and micro-entrepreneurs who need to request remote card or wallet payments. It is useful when customers should pay through a link without installing an app or opening an account.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

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