
IXOPAY
7.6#1 in payment hub softwareFrom $1,000 a monthAndroidiOSWebAPI
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| Fact | IXOPAY | PayOrc |
|---|---|---|
| Founded | 2014 | PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one. |
| Intelligent routing | Routing rules can use geography, transaction type, customer or card history, risk and provider conditions, with retries, fallback and load balancing. | Its routing engine selects a payment processor in real time using transaction context and claims authorization improvements of up to 15%. |
| Product | IXOPAY provides enterprise-grade payment orchestration, tokenization, and payments intelligence. | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. |
| Routing | Smart transaction routing and strategic smart retries are features for improving conversion and recovering declined payments. | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. |
IXOPAY suits merchants and fintechs coordinating payment providers, methods and operations. Its white-label offering is designed for ISOs, PSPs, banks, ISVs and payment facilitators.
It suits businesses and platforms seeking to route payments across providers, use retries, and offer multiple payment methods. The free Starter plan is limited to one PSP and up to USD 5k monthly TPV.