Instant Financial
7.8#1 in earned wage access software$3.50 one-timeFree planAndroidiOSWeb
VisitInstant Financial vs Tapcheck
What both publish
| Fact | Instant Financial | Tapcheck |
|---|---|---|
| Financial wellness | The app offers budgeting education, health benefits, high-yield savings and credit-building tools. | The app provides financial wellness resources, including personalized blogs and videos. |
| Founded | Instant was founded in 2015 to give workers immediate access to earned wages without fees. | 2019 |
| Headquarters | Alpharetta, Georgia, United States | Plano, Texas, United States |
| Integrations | Instant lists integrations with Paychex, UKG, ADP, P&A Group, Delaget, Harri, and Paylocity. | Tapcheck's marketplace lists payroll, HR, timekeeping, and workforce platforms, including ADP, BambooHR, and Ceridian Dayforce. |
Instant Financial plans
- Free ACH TransferFree
- Instant PricingFree
- Fast Bank Transfer$3.50, paid once
Tapcheck plans
- EmployeesFree
- Enterprise planFree
- Small Business planFree
Pick Instant Financial if…
Instant Financial suits employers with frontline or hourly workers in fields such as hospitality, restaurants, retail, transportation, logistics, staffing, and security. It may also suit employees who want access to earned pay or digital tips through a card, bank transfer, or mobile wallet.
Pick Tapcheck if…
Tapcheck suits employees whose employer has signed up and who want access to some earned wages before payday. Employers can connect payroll and timekeeping systems through a no-code integration.