Instant Financial
7.8#1 in earned wage access software$3.50 one-timeFree planAndroidiOSWeb
VisitInstant Financial vs Payactiv
What both publish
| Fact | Instant Financial | Payactiv |
|---|---|---|
| Founded | Instant was founded in 2015 to give workers immediate access to earned wages without fees. | 2012 |
Instant Financial plans
- Free ACH TransferFree
- Instant PricingFree
- Fast Bank Transfer$3.50, paid once
Payactiv plans
No prices published.
Pick Instant Financial if…
Instant Financial suits employers with frontline or hourly workers in fields such as hospitality, restaurants, retail, transportation, logistics, staffing, and security. It may also suit employees who want access to earned pay or digital tips through a card, bank transfer, or mobile wallet.
Pick Payactiv if…
Payactiv suits employees seeking access to wages through an app or web service, especially where payroll and timesheet systems are connected. Eligibility rules apply.