Increase ACH
6.1#14 in banking-as-a-service platformsWebAPI
VisitIncrease ACH vs Swan Cards
Swan Cards
7.9#2 in banking-as-a-service platformsFrom €900 a monthFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Increase ACH | Swan Cards |
|---|---|---|
| Integrations | Increase documentation describes its API as exposing capabilities and data from the Federal Reserve, Visa, The Clearing House, depository networks, and accounting tools. | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. |
Increase ACH plans
- ACH processing — Next-day ACH origination$0.50, paid once
- ACH processing — Same-day ACH origination$2, paid once
- ACH returns$5, paid once
- Unauthorized returns$15, paid once
- Late return request processing$25, paid once
Swan Cards plans
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
Pick Increase ACH if…
Increase ACH suits technology companies that need programmable ACH processing, return tracking, and controls for inbound payments. It may also suit fintech platforms moving customer funds, for which Increase offers custom pricing.
Pick Swan Cards if…
Swan suits European software companies that want to embed branded accounts, cards, or payments in their products. Partners need a backend for API calls and can configure card rules for their users.