Increase ACH
6.1#14 in banking-as-a-service platformsWebAPI
VisitIncrease ACH vs Stripe Treasury
Stripe Treasury
7.9#1 in banking-as-a-service platforms$0.50 one-timeFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Increase ACH | Stripe Treasury |
|---|---|---|
| Purpose | Increase ACH lets customers originate ACH credits and debits, track and initiate returns, and store frequently accessed details. | Stripe Treasury combines banking and payments so businesses can receive, store, send, and spend funds in one place. |
Increase ACH plans
- ACH processing — Next-day ACH origination$0.50, paid once
- ACH processing — Same-day ACH origination$2, paid once
- ACH returns$5, paid once
- Unauthorized returns$15, paid once
- Late return request processing$25, paid once
Stripe Treasury plans
- ACH fundingFree
- TreasuryFree
- Treasury accountFree
- Treasury cardsFree
- Instant currency conversion$0.50, paid once
- Domestic payout$1.50, paid once
Pick Increase ACH if…
Increase ACH suits technology companies that need programmable ACH processing, return tracking, and controls for inbound payments. It may also suit fintech platforms moving customer funds, for which Increase offers custom pricing.
Pick Stripe Treasury if…
Treasury is aimed at startups and growing businesses seeking to combine financial operations with payments. Platforms including Shopify, Instacart, and Arc can use Treasury for Platforms to provide embedded accounts.