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Increase ACH vs Modulr

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Modulr

7.2#3 in banking-as-a-service platformsFrom £16.25 a month
AndroidiOSWebAPI
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What both publish

FactIncrease ACHModulr
IntegrationsIncrease documentation describes its API as exposing capabilities and data from the Federal Reserve, Visa, The Clearing House, depository networks, and accounting tools.Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay.
PurposeIncrease ACH lets customers originate ACH credits and debits, track and initiate returns, and store frequently accessed details.Modulr provides a single platform for automating how money moves into and out of a business.

Increase ACH plans

  • ACH processing — Next-day ACH origination$0.50, paid once
  • ACH processing — Same-day ACH origination$2, paid once
  • ACH returns$5, paid once
  • Unauthorized returns$15, paid once
  • Late return request processing$25, paid once

Modulr plans

  • Payroll Payments Bronze£16.25 a month
  • Accounts Payable and Spend Management Bronze£20 a month
  • Bronze£30 a month
  • Bundle Bronze£30 a month
  • Payroll Payments Silver£67.20 a month
  • Accounts Payable and Spend Management Silver£75 a month

Pick Increase ACH if…

Increase ACH suits technology companies that need programmable ACH processing, return tracking, and controls for inbound payments. It may also suit fintech platforms moving customer funds, for which Increase offers custom pricing.

Pick Modulr if…

Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.

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