Immediate
6.6#5 in earned wage access softwareFree planFree planAndroidiOSWeb
VisitImmediate vs Instant Financial
Instant Financial
7.8#1 in earned wage access software$3.50 one-timeFree planAndroidiOSWeb
VisitWhat both publish
| Fact | Immediate | Instant Financial |
|---|---|---|
| Founded | 2019 | Instant was founded in 2015 to give workers immediate access to earned wages without fees. |
| Headquarters | Birmingham, Alabama, United States | Alpharetta, Georgia, United States |
| Integrations | The marketplace lists payroll systems including ADP Workforce Now, APS, BambooHR, Paychex, Paycor, Paylocity, TriNet, and UKG Pro. | Instant lists integrations with Paychex, UKG, ADP, P&A Group, Delaget, Harri, and Paylocity. |
| Security | Immediate says it uses physical, technological, and organizational measures to protect personal information, and its cashless tips page says personal data is encrypted at rest and in transit. | Instant says it uses firewalls, encryption techniques, and authentication procedures to protect online sessions. |
Immediate plans
- ImmediatePay for employersFree
Instant Financial plans
- Free ACH TransferFree
- Instant PricingFree
- Fast Bank Transfer$3.50, paid once
Pick Immediate if…
Immediate suits employers looking to offer earned-wage access, cashless tips, or off-cycle payments, and their employees. Employees can use it only if their employer is signed up and sends an invitation code.
Pick Instant Financial if…
Instant Financial suits employers with frontline or hourly workers in fields such as hospitality, restaurants, retail, transportation, logistics, staffing, and security. It may also suit employees who want access to earned pay or digital tips through a card, bank transfer, or mobile wallet.