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HomeMoney vs YNAB

HomeMoney

7.5#51 in personal finance softwareFree plan
Free planAndroidiOSWeb
Visit
YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
Visit

What both publish

FactHomeMoneyYNAB
Account syncautomaticboth
Budgeting toolsYesYes
Founded20072004
Free planYesNo
IntegrationsThe homepage lists Google, Yandex, and Mail.ru as sign-in options.YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps.
Mobile appsbothboth
Paid from29.08
Report exportYesYes

HomeMoney plans

  • FreeFree
  • Paid plan$2 a month
  • Paid plan (label not shown)$2.99 a month

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick HomeMoney if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share