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HomeBudget vs YNAB

HomeBudget

7.3#74 in personal finance softwareFree plan
Free planAndroidiOSmacOSWindows
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactHomeBudgetYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
HeadquartersCupertino, California, United StatesLehi, Utah, USA
Mobile appsbothboth
Report exportYesYes

HomeBudget plans

  • Home Budget with Sync Lite—
  • Home Budget with Sync—
  • Home Budget with Sync Lite (Android)Free
  • HomeBudget (paid app)—

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick HomeBudget if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share