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Gusto vs Wise

Gusto

6.9#6 in payout softwareFrom $49 a month
AndroidiOSWebAPI
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Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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What both publish

FactGustoWise
Founded20122011
HeadquartersSan Francisco, California, United StatesLondon, United Kingdom
IntegrationsGusto’s app directory includes integrations across categories such as accounting, collaboration, time tracking, hiring, and expense management.Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services.
SecurityGusto says data in transit uses TLS v1.2 and data at rest is encrypted with AES-256 in AWS.Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions.
SupportAll plans include 24/7 access to the online Help Center and phone or chat support during business hours; Premium includes a dedicated account partner.Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages.

Gusto plans

  • Contractor OnlyPriced on request
  • Simple$49 a month
  • Plus$80 a month
  • Premium$180 a month

Wise plans

  • Wise personal account and transfersFree

Pick Gusto if…

Gusto suits small businesses looking to manage payroll alongside benefits, time tracking, hiring, and HR tasks. It offers plan choices with different payroll, workforce, and support features.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share