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GoCardless Bank Account Data vs Token.io Data

What both publish

FactGoCardless Bank Account DataToken.io Data
ConsentEnd users authorize data sharing through their bank, and GoCardless describes open banking as user consent driven.Under Open Banking protocols, the customer must explicitly consent before a bank shares account data with a third party.
CoverageThe solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP.Token.io's homepage states connectivity to over 567 million verified bank accounts in the UK and Europe.
ProductBank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON.Token.io Data lets users consent to share bank account balances, transactions, and/or account details with a third party.
SupportThe Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.Token.io's developer documentation directs users to [email protected] for feedback about the documentation.

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Token.io Data plans

No prices published.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Pick Token.io Data if…

Token.io Data is intended for financial service companies such as payment gateways, banks, and acquirers that need consent-based access to bank data. Its API and Hosted Pages options support different integration approaches.

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