GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
Visit| Fact | GoCardless Bank Account Data | Token.io Data |
|---|---|---|
| Consent | End users authorize data sharing through their bank, and GoCardless describes open banking as user consent driven. | Under Open Banking protocols, the customer must explicitly consent before a bank shares account data with a third party. |
| Coverage | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. | Token.io's homepage states connectivity to over 567 million verified bank accounts in the UK and Europe. |
| Product | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. | Token.io Data lets users consent to share bank account balances, transactions, and/or account details with a third party. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | Token.io's developer documentation directs users to [email protected] for feedback about the documentation. |
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The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Token.io Data is intended for financial service companies such as payment gateways, banks, and acquirers that need consent-based access to bank data. Its API and Hosted Pages options support different integration approaches.