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GoCardless Bank Account Data vs Tink

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Tink

5.6#37 in bank connectivity software
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What both publish

FactGoCardless Bank Account DataTink
Developer toolsGoCardless provides a quickstart guide and instructions for importing the API schema into Postman.Tink offers a single API integration, SDKs, developer guides, API references, and sample projects.
Founded20112012
HeadquartersLondon, United KingdomStockholm, Sweden
ProductBank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON.Tink is an open banking platform offering payment services and financial data enrichment to businesses.
SecurityGoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.Tink states that its systems are SOC 2 Type II compliant for the Security and Availability Trust Service Criteria.
SupportThe Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.Enterprise customers can contact support through the support portal at any time, while Tink does not guarantee response or resolution times for customers without an Enterprise agreement.

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Tink plans

  • EnterprisePriced on request
  • StandardPriced on request

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Pick Tink if…

Tink suits businesses building banking connections, payment flows, or financial data features for European users. Developers can use its API, SDKs, guides, and sandbox to explore those services.

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