GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitGoCardless Bank Account Data vs Pluggy
What both publish
| Fact | GoCardless Bank Account Data | Pluggy |
|---|---|---|
| Coverage | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. | Pluggy says its API connects to more than 220 financial institutions in Brazil. |
| Developer tools | GoCardless provides a quickstart guide and instructions for importing the API schema into Postman. | The developer page lists SDKs for Node, Python, .NET, and Java, a Pluggy Connect authorization widget, and a sandbox. |
| Founded | 2011 | 2019 |
| Headquarters | London, United Kingdom | São Paulo, Brazil |
| Product | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. | Pluggy provides Open Finance infrastructure for software to read financial data and move money in Brazil through one API. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | Pluggy says its connection is encrypted and that users’ access credentials are not shared with third parties. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers. |
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pluggy plans
- DadosR$2.50 a month
- PagamentosR$500 a month
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Pick Pluggy if…
You want what its maker publishes above — check its page for the details.