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GoCardless Bank Account Data vs Perfios Account Aggregator

What both publish

FactGoCardless Bank Account DataPerfios Account Aggregator
ConsentEnd users authorize data sharing through their bank, and GoCardless describes open banking as user consent driven.The terms define a customer consent artefact that Perfios-AA obtains as prescribed under applicable directions.
HeadquartersLondon, United KingdomBengaluru, India
SecurityGoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.Perfios says the FIU platform uses encryption and decryption, ReBIT schema contract validation, and quarterly and yearly interoperability and security audits.

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Perfios Account Aggregator plans

No prices published.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Pick Perfios Account Aggregator if…

You want what its maker publishes above — check its page for the details.

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