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GoCardless Bank Account Data vs Open Bank Project

What both publish

FactGoCardless Bank Account DataOpen Bank Project
Developer toolsGoCardless provides a quickstart guide and instructions for importing the API schema into Postman.The platform includes a developer portal, API manager, browser-based API explorer, and analytics and monitoring.
Founded20112010
HeadquartersLondon, United KingdomBerlin, Germany
PurposeBank Account Data API connects users’ bank accounts and provides account information from bank PSD2 APIs.OBP lets organisations create, test, and manage financial APIs to share data and build applications.

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Open Bank Project plans

  • Public API SandboxFree
  • Commercial LicensePriced on request

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Pick Open Bank Project if…

OBP is intended for financial institutions, regulatory authorities, global development companies, and FinTech companies working with financial APIs. Its free sandbox may suit developers who want to test with synthetic data.

Charts they share