GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitGoCardless Bank Account Data vs Lunch Flow Platform API
Lunch Flow Platform API
6.4#18 in bank connectivity softwareFrom $34.99 a yearWebAPI
VisitWhat both publish
| Fact | GoCardless Bank Account Data | Lunch Flow Platform API |
|---|---|---|
| Coverage | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. | Lunch Flow says its API provides bank and investment connectivity across 30+ countries. |
| Purpose | Bank Account Data API connects users’ bank accounts and provides account information from bank PSD2 APIs. | The Platform API lets developers embed financial data in their own product, register users, connect bank accounts, and read transactions, balances, and holdings. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | The security guide says data is encrypted with AES-256 and that Lunch Flow never sees bank passwords or receives full account numbers. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | The Platform API documentation directs users with questions or issues to [email protected]. |
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Lunch Flow Platform API plans
- Individual$5.49 a month
- Individual$34.99 a year
- Developers & teamsPriced on request
- For individuals (monthly)$5.49 a month
- For individuals (annual)$34.99 a year
- For developers & teamsPriced on request
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Pick Lunch Flow Platform API if…
You want what its maker publishes above — check its page for the details.