GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
Visit| Fact | GoCardless Bank Account Data | Lean Technologies |
|---|---|---|
| Founded | 2011 | Lean says it was founded in 2019. |
| Product | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. | Lean combines Open Finance and Open Banking into a platform for moving money, verifying customers, and accessing financial data. |
| Regulatory status | GoCardless says it is authorised by the UK Financial Conduct Authority under the Payment Services Regulations 2017. | Lean says its UAE entity has Central Bank of the UAE in-principle approval for Open Finance Services and its ADGM entity is authorized and regulated by the ADGM FSRA for Category 4 and Category 3C services. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | Lean says it uses encryption, secure cloud architecture, continuous security monitoring, and operational controls, and lists UAE Information Assurance, AICPA SOC 2, and ISO 27001 certifications. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | Lean’s Help Center offers an option to ask a human and links to support topics for UAE banks, payments, data APIs, and FAQs. |
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The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Lean is intended for banks, fintechs, and enterprises operating across the UAE and Saudi Arabia. It suits businesses needing bank payments, payouts, customer verification, or financial data connections.