GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitGoCardless Bank Account Data vs InterPay + DDMS
InterPay + DDMS
5.3#19 in direct debit processing softwareWeb
VisitWhat both publish
| Fact | GoCardless Bank Account Data | InterPay + DDMS |
|---|---|---|
| Founded | 2011 | 2003 |
| Headquarters | London, United Kingdom | Manchester, United Kingdom |
| Purpose | Bank Account Data API connects users’ bank accounts and provides account information from bank PSD2 APIs. | InterPay and DDMS let businesses manage Direct Debit collections and submit them through the InterPay system. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | Interbacs describes an optional HSM workflow using a FIPS 140-2 Level 3 compliant device to store cryptographic keys and certificates for InterPay submissions. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | Interbacs describes its support as available to help customers with installation and ongoing software questions. |
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
InterPay + DDMS plans
- InterPay + DDMSPriced on request
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Pick InterPay + DDMS if…
InterPay + DDMS suits businesses managing recurring Direct Debit collections, including those in housing, utilities, finance, healthcare, sport, or leisure. It may be useful when teams want mandate management, Bacs report handling, and collection submission together.