FLOA
6.5#13 in buy now, pay later platformsFrom €1.25 a monthAndroidiOSWeb
VisitFLOA vs Scalapay
What both publish
| Fact | FLOA | Scalapay |
|---|---|---|
| Founded | 2001 | 2019 |
| Headquarters | Floa lists its registered office at Immeuble G7, 71 Rue Lucien Faure, 33300 Bordeaux, France. | LinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy. |
| Mobile app | The Floa app lets customers request financing, manage services, and spread payments from their mobile device. | The main site says the app is available for iOS and Android and describes generating a barcode for in-store checkout. |
FLOA plans
- Carte Cdiscount€1.25 a month
- Carte Gold€4.50 a month
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick FLOA if…
FLOA suits customers looking to spread payments or manage financing and card services through an app. Its merchant payment options may also suit retailers using supported platforms such as Shopify, Magento, or WooCommerce.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.