FLOA
6.5#13 in buy now, pay later platformsFrom €1.25 a monthAndroidiOSWeb
VisitFLOA vs Klarna
What both publish
| Fact | FLOA | Klarna |
|---|---|---|
| App platforms | Floa directs customers to download its app from the App Store or Google Play Store. | Klarna lists the app as available on the App Store and Google Play. |
| Founded | 2001 | 2005 |
| Security | Floa says customer data and payments are protected with encryption and strong authentication. | Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys. |
| Support | Floa provides help through its FAQ, customer contact channels, and the Eva assistant in the app. | Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting. |
FLOA plans
- Carte Cdiscount€1.25 a month
- Carte Gold€4.50 a month
Klarna plans
- Klarna Core membership$4.99 a month
- Klarna Plus membership$9.99 a month
- Klarna Premium membership$19.99 a month
- Klarna Max membership$44.99 a month
Pick FLOA if…
FLOA suits customers looking to spread payments or manage financing and card services through an app. Its merchant payment options may also suit retailers using supported platforms such as Shopify, Magento, or WooCommerce.
Pick Klarna if…
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.