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Firefly III vs YNAB

Firefly III

7.0#96 in personal finance softwareFree plan
Free planWebAPILinuxSelf-hosted
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactFirefly IIIYNAB
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
Net-worth trackingYesYes
SecurityThe project lists two-factor authentication as an extra security feature.YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.

Firefly III plans

  • Free and open sourceFree
  • Firefly IIIFree

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick Firefly III if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share