Fintoc
6.2#25 in bank connectivity software$135 one-timeWebAPI
VisitFintoc vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | Fintoc | GoCardless Bank Account Data |
|---|---|---|
| Founded | 2020 | 2011 |
| Headquarters | Santiago, Chile | London, United Kingdom |
| Regulatory status | The Chile site says Fintoc Pagos S.A. is authorized by the CMF as an issuer of prepaid payment cards. | GoCardless says it is authorised by the UK Financial Conduct Authority under the Payment Services Regulations 2017. |
| Security | Fintoc states that it is certified to ISO 27001 and PCI DSS Level 1. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | The site directs users to WhatsApp support and product documentation for help. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
| Who it serves | Fintoc describes its products for businesses managing online payments and collections, and says more than 1,200 companies trust it. | GoCardless says businesses can use its open banking network to access financial data such as account information and transaction history. |
Fintoc plans
- Pagos por Transferencia$135, paid once
- Pagos con Tarjeta$269, paid once
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick Fintoc if…
You want what its maker publishes above — check its page for the details.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.