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Finshark vs GoCardless Bank Account Data

What both publish

FactFinsharkGoCardless Bank Account Data
CoverageThe site lists 11 authorized markets, more than 3,000 connected banks, and coverage of 99% of bank accounts in Scandinavia.The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP.
Founded20192011
HeadquartersFinshark lists its Lund office at Lilla Fiskaregatan 2, 222 22 Lund, Sweden.London, United Kingdom
Regulatory statusFinshark AB says it is a licensed Payment Institution supervised by Sweden’s Financial Supervisory Authority and provides services under PSD2.GoCardless says it is authorised by the UK Financial Conduct Authority under the Payment Services Regulations 2017.
SecurityThe maker says all customer authentications go through Strong Customer Authentication (SCA).GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.
SupportFinshark offers user support through a contact form and says its Slack channel is open to technical users and developers.The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.
Who it servesFinshark describes its services as business-focused and says they are intended for companies across industries.GoCardless says businesses can use its open banking network to access financial data such as account information and transaction history.

Finshark plans

No prices published.

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick Finshark if…

Finshark is intended for businesses across industries, including non-financial companies looking to embed financial services. It suits teams seeking bank payments, payouts or real-time account data through APIs.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

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