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FinArt vs YNAB

FinArt

6.9#109 in personal finance software
AndroidiOSWeb
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactFinArtYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planNoNo
HeadquartersBathinda, Punjab, IndiaLehi, Utah, USA
IntegrationsThe iOS privacy policy names Apple Shortcuts, forwarded bank emails, Apple Pay or wallet notifications, iCloud, Google Drive, and Firebase services.YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps.
Mobile appsbothboth
Report exportYesYes
SecurityThe iOS privacy policy states that the on-device database uses encrypted SQLite (SQLCipher) and cloud transmissions use HTTPS/TLS.YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.

FinArt plans

  • FinArt Premium—
  • Free trialFree
  • Lifetime Business Plan—
  • Lifetime Individual Plan—
  • Yearly Business Plan—
  • Yearly Family Plan—

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick FinArt if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share