FinArt
6.9#109 in personal finance softwareAndroidiOSWeb
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| Fact | FinArt | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | No | No |
| Headquarters | Bathinda, Punjab, India | Lehi, Utah, USA |
| Integrations | The iOS privacy policy names Apple Shortcuts, forwarded bank emails, Apple Pay or wallet notifications, iCloud, Google Drive, and Firebase services. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | both | both |
| Report export | Yes | Yes |
| Security | The iOS privacy policy states that the on-device database uses encrypted SQLite (SQLCipher) and cloud transmissions use HTTPS/TLS. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.