Financius
7.7#34 in personal finance softwareFrom 4.90 CLP a monthFree planAndroidiOSWebAPI
VisitFinancius vs YNAB
What both publish
| Fact | Financius | YNAB |
|---|---|---|
| Account sync | both | both |
| Bank credentials | Financius dice que no necesita claves bancarias para registrar gastos. | Bank connections are read-only, use Plaid or MX, and YNAB says it never stores users’ bank credentials. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Headquarters | Santiago, Chile | Lehi, Utah, USA |
| Integrations | La página del producto indica conexiones con Mercado Pago y Apple Pay, además de registro mediante Telegram, WhatsApp y correo. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | both | both |
| Report export | Yes | Yes |
| Security | La política de privacidad indica que utiliza cifrado HTTPS/TLS, control de acceso por roles y monitoreo de infraestructura. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
Financius plans
- EsencialFree
- Pro4.90 CLP a month
- Pro Annual—
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Financius if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.