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ExtMoney vs YNAB

ExtMoney

7.8#26 in personal finance softwareFrom $2.99 a month
Free planAndroidiOS
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactExtMoneyYNAB
Account syncmanualboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
HeadquartersQuébec, CanadaLehi, Utah, USA
Mobile appsbothboth
Net-worth trackingYesYes
Paid from4.089.08
Report exportYesYes

ExtMoney plans

  • FreeFree
  • Plus$4.08 a month
  • Family$8.25 a month
  • Business$19.92 a month
  • EnterprisePriced on request
  • AI Insights$2.99 a month

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick ExtMoney if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share