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Employment 360 vs Smile API

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Smile API

6.5#4 in employment verification softwareFree plan
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What both publish

FactEmployment 360Smile API
CompanyCashfree says it launched in 2015 and identifies its legal entity as Cashfree Payments India Private Limited.The maker identifies itself as Smile Technology Pte Ltd. and lists its address as 68 Circular Road, #02-01, 049422, Singapore.
ProductEmployment 360 is a Cashfree Payments employee background verification solution that checks employment details against EPFO databases.Smile API provides real-time, user-authorized access to verified identity, employment, and financial data through an API.
SupportThe product page directs customers with questions to Cashfree Payments' support page.Smile invites organizations to contact it for help understanding the API, implementation, and going live.
Use casesThe maker lists banks and NBFCs, lending, background checks and employee onboarding as use cases.The maker lists buy now, pay later, personal lending, earned wage access, banking, card issuing, recruitment, rental verification, and data services as use cases.

Employment 360 plans

  • Employment 360Priced on request

Smile API plans

  • SandboxFree

Pick Employment 360 if…

Employment 360 is suited to businesses handling employment checks for lending, onboarding, or background checks, particularly banks and NBFCs. It offers dashboard access and an API integration option.

Pick Smile API if…

Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.

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