Dosh
6.6#4 in earned wage access software10 ZAR one-timeAndroidWeb
VisitDosh vs Jify
What both publish
| Fact | Dosh | Jify |
|---|---|---|
| Employer cost | Dosh says offering the benefit costs the business nothing, as Dosh funds advances upfront and recovers them through payroll. | Jify says there are no costs to the company for offering the service. |
| Headquarters | Bloemfontein, South Africa | Jify's terms list its address as Santacruz West, Mumbai, Maharashtra, India. |
| Product | Dosh is an earned wage access platform that lets employees at participating companies access part of the wages they have already earned before payday. | Jify partners with corporates to provide employees on-demand salary access and financial wellness tools. |
| Repayment | The amount accessed plus the transaction fee is deducted from the employee’s next payday and itemised on the payslip. | The employer deducts the advance from month-end salary and pays Jify; repayment in three fixed EMIs is available only if the employer chooses that option. |
| Security | Dosh says it uses bank-grade encryption, strict access controls, and audit trails for advances and transactions. | Jify says employee data is behind firewalls and is not shared with third parties for commercial purposes. |
| Support | Dosh lists technical support at +27 (0) 83 677 4018 and [email protected]. | Jify lists customer support by phone at 08044656300 and by email at [email protected] or [email protected]. |
Dosh plans
- Employee wage access10 ZAR, paid once
Jify plans
No prices published.
Pick Dosh if…
Dosh suits employees whose employer participates and has integrated its payroll system. Applicants also need the listed South African identification, bank, and statement details.
Pick Jify if…
Jify suits employees whose employer has partnered with the service and who want access to earned salary alongside budgeting, savings, and other financial tools. Employers looking to offer those tools without service costs may also consider it.