dLedger
7.8#21 in personal finance softwareFrom $12 a monthFree planWebLinuxmacOSWindows
VisitdLedger vs YNAB
What both publish
| Fact | dLedger | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | No | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Integrations | The site advertises support for more than 60 services, including banks, exchanges, and blockchain explorers. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Reports | It provides balance sheets, income statements, and portfolio summaries from journal data. | Spending and net-worth reports provide graphs and charts about spending and wealth. |
dLedger plans
- Pro$12 a month
- Free—
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick dLedger if…
dLedger suits people who want personal finance and crypto records organized through double-entry bookkeeping, particularly those needing reports or French tax forms. It also fits users who prefer local data handling and a free core application.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.