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dLedger vs SoFi

dLedger logo

dLedger

7.8#21 in personal finance softwareFrom $12 a month
Free planWebLinuxmacOSWindows
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SoFi

9.0#1 in personal finance softwareFree plan
Free planAndroidiOSWebmacOS
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What both publish

FactdLedgerSoFi
Account syncbothboth
Bill trackingNoYes
Budgeting toolsYesYes
Free planYesYes
IntegrationsThe site advertises support for more than 60 services, including banks, exchanges, and blockchain explorers.SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses.
Net-worth trackingYesYes
Report exportYesYes
SupportUsers can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests.SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634.

dLedger plans

  • Pro$12 a month
  • Free—

SoFi plans

  • SoFi Coach / RelayPriced on request
  • SoFi Coach / Relay—
  • SoFi Checking and SavingsFree
  • SoFi Plus$10 a month
  • SoFi CoachFree

Pick dLedger if…

dLedger suits people who want personal finance and crypto records organized through double-entry bookkeeping, particularly those needing reports or French tax forms. It also fits users who prefer local data handling and a free core application.

Pick SoFi if…

SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.

Charts they share