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Cybersource vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactCybersourcePaystack
Payment methodsCybersource supports credit and debit cards, digital wallets, eWallets, bank transfers, installment payments and more.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
SecuritySensitive customer payment data can bypass the merchant’s network and be vaulted in secure Visa data centers.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

Cybersource plans

  • Cybersource Global Payment GatewayPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Cybersource if…

Cybersource suits businesses that need web-based payment acceptance, including recurring or marketplace payments. Its API and SDK coverage may also suit teams integrating payment acceptance into software.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share