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Collect! vs Prodigal

Collect! logo

Collect!

6.4#2 in debt collection softwareFrom $6,990 a year
WebAPIWindows
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What both publish

FactCollect!Prodigal
Founded19882018
HeadquartersVictoria, British Columbia, CanadaMountain View, California, United States
IntegrationsThe maker lists more than 50 integration partners across payments, dialers, messaging, letter services, scoring, credit reporting, and other categories.Prodigal lists integrations including Salesforce, Genesys, Five9, RingCentral, TCN, NICE, and LiveVox.
PurposeCollect! is receivables management software for collection agencies, credit unions, and billing offices.Prodigal offers AI agents, automation, and actionable insights for loan servicing and collections.
SecurityThe maker lists database or column-level encryption, operator access restrictions, multifactor authentication, and activity logging among application security measures.Prodigal says it has SOC 2 Type II and PCI DSS certifications and uses AES 256 encryption in AWS.
SupportThe maker says development and support are provided in-house and offers support tickets, documentation, training videos, and remote assistance.Prodigal lists [email protected] and a phone number for contacting the company.

Collect! plans

  • Entrepreneur (monthly cloud)$699 a month
  • Professional (monthly cloud)$2,400 a month
  • Corporate (monthly cloud)$4,995 a month
  • Entrepreneur (annual cloud)$6,990 a year
  • Professional (annual cloud)$24,000 a year
  • Corporate (annual cloud)$49,950 a year

Prodigal plans

  • Prodigal platformPriced on request

Pick Collect! if…

It suits collection agencies, credit unions, and billing offices that need account workflows, payment portals, and compliance controls. Its Windows-only operation and cloud plan costs are important considerations.

Pick Prodigal if…

Prodigal is intended for consumer finance lenders and collections businesses seeking AI agents, automation, and operational insights for servicing and collections. Its payment tools also address borrowers managing multiple accounts.

Charts they share