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Braintree ACH Direct Debit vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactBraintree ACH Direct DebitPaystack
HeadquartersSan Jose, California, United StatesLagos, Nigeria

Braintree ACH Direct Debit plans

  • Standard ACH network processing$0.75 a month
  • Same-day ACH network processingPriced on request
  • Standard ACH direct debit$0.75, paid once
  • Same-day ACH direct debit$1.50, paid once

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Braintree ACH Direct Debit if…

This is for eligible merchants building custom online payment integrations who need to accept US bank-account payments through ACH. It requires custom client-side development rather than Braintree Drop-in UI.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

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