Boldin
8.0#1 in retirement planning softwareFrom $168 a yearFree planAndroidiOSWebAPI
VisitBoldin vs ProjectionLab
ProjectionLab
8.0#2 in retirement planning softwareFrom $129 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Boldin | ProjectionLab |
|---|---|---|
| Documentation | The help center contains collections for scenarios, assets, real estate, expenses, income, Social Security, debts, money flows and insights. | The Help Center has topic areas for accounts, cash flow, milestones, projections, taxes, investments, estate, progress, advisors, employers, billing and troubleshooting. |
| Monte Carlo | Boldin’s Monte Carlo feature runs 1,000 iterations using a historically inferred return standard deviation. | Chance of Success runs plans repeatedly with varying returns and inflation to estimate the share of trials that reach the end without exhausting money. |
| Notable news | NewRetirement announced its rebrand to Boldin on September 3, 2024. | ProjectionLab announced a Lunch Money partnership on January 7, 2026 to sync budgeting data. |
| Privacy | Boldin says it does not sell user data, require a Social Security number, real name, or account numbers, or store purchase card numbers. | ProjectionLab says it does not sell planning data or use it for third-party advertising and lets users export or delete their data. |
| Purpose | Boldin is a financial planning platform for building plans around a person's resources, values, goals, and priorities. | ProjectionLab simulates personal financial and retirement scenarios to help users plan their financial future. |
| Security | Boldin says browser-to-server communication uses 256-bit encryption and employees cannot access users' credentials. | The maker states that data is encrypted in transit with HTTPS/TLS and at rest with AES-256, and that it uses multifactor authentication and SOC 2 aligned controls. |
Boldin plans
- BasicFree
- PlannerPlus$168 a year
- Boldin Advisors$3,200, paid once
ProjectionLab plans
- BasicFree
- Premium$129 a year
- Pro$549 a year
Pick Boldin if…
Boldin suits individuals who want to plan household finances across income, taxes, benefits and other listed areas. It may also suit users who want to explore scenarios, provided they account for linked-account modeling limits.
Pick ProjectionLab if…
ProjectionLab suits individuals planning personal finances or retirement, and its Pro plan is described for financial advisors and coaches. It also fits people who prefer planning without linking bank or brokerage accounts.