BMO SmartFolio vs Raiz

BMO SmartFolio plans

• SmartFolio advisory feePriced on request

Raiz plans

• LiteA$2.50 a month
• RegularA$5.50 a month
• PlusA$6.50 a month

Pick BMO SmartFolio if…

You want what its maker publishes above — check its page for the details.

Pick Raiz if…

Raiz suits people in Australia who want to automate investing through round-ups or scheduled deposits, or organize savings around specific goals. Its child accounts and spending tracker may also suit families and users who want a view of linked-account spending.