BitPay
8.6#1 in payment processing softwareFrom $1.53 a monthFree planAndroidiOSWebAPI
VisitBitPay vs Paystack
What both publish
| Fact | BitPay | Paystack |
|---|---|---|
| API | The REST API covers invoices, refunds, bills, exchange rates and ledgers, with signed BitAuth requests using secp256k1 identities. | The public API is RESTful and JSON-based, uses HTTPS, and provides separate test and live keys. |
| Headquarters | Atlanta, Georgia, United States | Lagos, Nigeria |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Licence | The BitPay wallet is open source and maintained by BitPay; public BitPay repositories include MIT-licensed wallet and client components. | The Paystack platform is proprietary; separate PaystackOSS client libraries such as paystack-python are released under MIT. |
| Rating on Capterra | 4.4 out of 5 from 17 reviews. | 4.4 out of 5 from 17 reviews |
| Rating on G2 | 4.0 out of 5 from 21 reviews. | 4.1 out of 5 from 9 reviews |
| Rating on Google Play | 4.0 out of 5 from 13.7K reviews. | 3.6 out of 5 from 883 reviews |
| Rating on Trustpilot | 1.2 out of 5 from 299 reviews. | 1.5 out of 5 from 249 reviews |
| SDKs | BitPay publishes server-side libraries distributed through Composer, Maven, NuGet and npm, including Java, C#, PHP, Node and related tooling. | Official developer tools include InlineJS plus Android, iOS, Flutter, Node and Python libraries. |
BitPay plans
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Pick BitPay if…
It suits businesses seeking cryptocurrency payment and payout options across online, retail, or email billing channels. Developers can use its APIs, SDKs, or listed language libraries; individuals seeking a self-custody wallet can use the separate free wallet app.
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.