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BillDesk vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactBillDeskPaystack
HeadquartersThe registered office is in Mumbai, India, at 10th Floor, Supreme Chambers, 17/18 Shah Industrial Estate, Andheri West.Lagos, Nigeria
Payment methodsIts online payment platform supports more than 150 payment methods, including cards, UPI, net banking, NEFT/RTGS, wallets and pay with points.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
SecurityBillDesk says it is a Level 1 PCI DSS 4.0 Service Provider, compliant with ISO/IEC 27001:2022, and hosted in India at Tier III data centers certified to ISO/IEC 27001:2022.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

BillDesk plans

  • Enterprise PlanPriced on request
  • Standard PricingPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick BillDesk if…

You want what its maker publishes above — check its page for the details.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share