Basiq
5.4#44 in bank connectivity softwareWebAPI
VisitBasiq vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | Basiq | GoCardless Bank Account Data |
|---|---|---|
| Coverage | Basiq says it supports 136 financial institutions across Australia and New Zealand, covering 99% of the population and all CDR data holders. | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. |
| Security | Basiq says data is retained only as long as needed, protected with encryption, and monitored for access and behavioural threats. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Who it serves | Basiq describes its platform as building blocks for businesses creating financial products for lending, payments, wealth, and digital finance. | GoCardless says businesses can use its open banking network to access financial data such as account information and transaction history. |
Basiq plans
- Custom pricingPriced on request
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick Basiq if…
You want what its maker publishes above — check its page for the details.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.