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Atome vs Zip

Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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Zip logo

Zip

6.5#14 in buy now, pay later platforms$5.93 one-time
AndroidiOSWebAPI
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What both publish

FactAtomeZip
FoundedLinkedIn lists Atome as founded in 2019.2013
HeadquartersSingaporeSydney, Australia
IntegrationsThe developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations.Zip offers no-code, low-code, and app plugin integrations, virtual card options, and a custom API; its documentation names Shopify and WooCommerce as no-code platform options.

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

Zip plans

  • Standard$5.93, paid once
  • CustomPriced on request

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Pick Zip if…

Zip suits e-commerce businesses seeking buy now, pay later checkout across online, in-store, or in-app channels. Shoppers considering it should note that each transaction is reviewed and purchases are limited to the US.

Charts they share