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Atome vs Splitit

Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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What both publish

FactAtomeSplitit
HeadquartersSingaporeAtlanta, Georgia, United States
IntegrationsThe developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations.Splitit lists plugins for Shopify, Magento, WooCommerce, BigCommerce, SAP Commerce Cloud, Shopline, and Salesforce Commerce Cloud.

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

Splitit plans

No prices published.

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Pick Splitit if…

Splitit suits shoppers who want installments against existing credit and merchants adding installment checkout. Card eligibility and digital-wallet availability depend on the merchant, plan, and region.

Charts they share