Atome
7.9#1 in buy now, pay later platformsFrom 0.75 SGD a monthFree planAndroidiOSWebAPI
VisitAtome vs Scalapay
What both publish
| Fact | Atome | Scalapay |
|---|---|---|
| Founded | LinkedIn lists Atome as founded in 2019. | 2019 |
| Funding | LinkedIn states Advance Intelligence Group has raised more than US$700 million and secured over US$1 billion supporting its credit book. | Crunchbase lists eight funding rounds, 14 investors including the European Investment Bank and BNP Paribas, and a 251–500 employee range. |
| Headquarters | Singapore | LinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy. |
| Integrations | The developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations. | Official plugins are listed for BigCommerce, Magento, OpenCart, PrestaShop, Salesforce, Shopify, Shopware, VTEX, WooCommerce and other platforms. |
| Merchant support | Atome says it supports major e-commerce platforms and payment gateways and can help merchants integrate online or in physical stores. | Scalapay says it provides support from merchant onboarding through post-launch. |
| Mobile app | The app lets users set up an account, make purchases in 3 payments and track their payment schedule. | The main site says the app is available for iOS and Android and describes generating a barcode for in-store checkout. |
Atome plans
- Pay-in-3Free
- Pay in fullFree
- Pay-in-120.75 SGD a month
- Pay-in-90.75 SGD a month
- Pay-in-63 SGD, paid once
- Longer payment plans—
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick Atome if…
Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.