Atome
7.9#1 in buy now, pay later platformsFrom 0.75 SGD a monthFree planAndroidiOSWebAPI
VisitAtome vs Riverty
What both publish
| Fact | Atome | Riverty |
|---|---|---|
| Company scale | LinkedIn lists Atome as a privately held Singapore financial-services company with 501–1,000 employees. | Riverty's about page reports 4,000 experts in 12 countries and more than one billion transactions. |
| Founded | LinkedIn lists Atome as founded in 2019. | 2022 |
| Integrations | The developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations. | Official integration documentation lists Magento, Shopify, WooCommerce, Shopware, PrestaShop, Lightspeed, JTL, OXID, Myshop and Divide.o. |
| Public API | Atome publishes separate API documentation for online transactions and for cashier point-of-sale transactions. | The e-commerce API uses REST and documents operations with parameters, responses, sample requests and platform examples. |
| Rating on Apple App Store | 4.8 out of 5 from 55k ratings | 4.7 out of 5 from 164 ratings |
| Rating on Google Play | 4.7 out of 5 from 49.9K reviews | 3.2 out of 5 from 27.1K reviews |
| Rating on Trustpilot | 2.2 out of 5 from 17 reviews | 4.5 out of 5 from 68,969 reviews |
Atome plans
- Pay-in-3Free
- Pay in fullFree
- Pay-in-120.75 SGD a month
- Pay-in-90.75 SGD a month
- Pay-in-63 SGD, paid once
- Longer payment plans—
Riverty plans
- PauseFree
- Direct debitPriced on request
- Fixed installmentsPriced on request
- FlexPriced on request
- Monthly invoicePriced on request
- Pay in 3Priced on request
Pick Atome if…
Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.
Pick Riverty if…
It serves businesses needing payment, accounting, or debt collection products and consumers managing deferred payments. Merchant and consumer availability depends on the listed platforms and regions.