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Atome vs PayJustNow

Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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PayJustNow logo

PayJustNow

6.6#11 in buy now, pay later platformsFree plan
Free planAndroidiOSWeb
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What both publish

FactAtomePayJustNow
HeadquartersSingapore3rd Floor Sunclare Building, 21 Dreyer Street, Claremont, Western Cape, 7708, South Africa

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

PayJustNow plans

  • Pay in 3Free
  • Pay in 12Priced on request

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Pick PayJustNow if…

PayJustNow suits eligible South African shoppers who want instalments at participating retailers. Pay in 12 is specifically available for online purchases at partner stores.

Charts they share