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Atome vs Oney

Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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Oney logo

Oney

6.2#18 in buy now, pay later platforms
AndroidiOSWebAPI
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What both publish

FactAtomeOney
FoundedLinkedIn lists Atome as founded in 2019.Oney says its group was created in France in 1983 by Gérard Mulliez, founder of Auchan.
HeadquartersSingaporeOney Bank lists its registered office at 34 avenue de Flandre, 59170 Croix, France.
IntegrationsThe developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations.Merchants can integrate through Oney’s API or payment service provider, content management system and software provider partners.

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

Oney plans

No prices published.

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Pick Oney if…

Oney suits retailers seeking payment and financing options across online, in-store, and other sales channels. Its API and partner integrations may fit merchants using the listed platforms.

Charts they share