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Atome vs Klarna

Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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Klarna logo

Klarna

7.2#3 in shopping and price-tracking appsFrom $4.99 a month
AndroidiOSWebAPI
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What both publish

FactAtomeKlarna
FoundedLinkedIn lists Atome as founded in 2019.2005
IntegrationsThe developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations.Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce.

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

Klarna plans

  • Klarna Core membership$4.99 a month
  • Klarna Plus membership$9.99 a month
  • Klarna Premium membership$19.99 a month
  • Klarna Max membership$44.99 a month

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Pick Klarna if…

Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.

Charts they share