Atome
7.9#1 in buy now, pay later platformsFrom 0.75 SGD a monthFree planAndroidiOSWebAPI
VisitAtome vs FLOA
What both publish
| Fact | Atome | FLOA |
|---|---|---|
| Founded | LinkedIn lists Atome as founded in 2019. | 2001 |
| Headquarters | Singapore | Floa lists its registered office at Immeuble G7, 71 Rue Lucien Faure, 33300 Bordeaux, France. |
| Mobile app | The app lets users set up an account, make purchases in 3 payments and track their payment schedule. | The Floa app lets customers request financing, manage services, and spread payments from their mobile device. |
Atome plans
- Pay-in-3Free
- Pay in fullFree
- Pay-in-120.75 SGD a month
- Pay-in-90.75 SGD a month
- Pay-in-63 SGD, paid once
- Longer payment plans—
FLOA plans
- Carte Cdiscount€1.25 a month
- Carte Gold€4.50 a month
Pick Atome if…
Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.
Pick FLOA if…
FLOA suits customers looking to spread payments or manage financing and card services through an app. Its merchant payment options may also suit retailers using supported platforms such as Shopify, Magento, or WooCommerce.